Assertion (A) Borrowers when borrow from informal sources, then they fall into debt traps. Reason...

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Assertion (A) Borrowers when borrow from informal sources, then they fall into debt traps.
Reason (R) Formal sector institution need to lend more to the borrowers in order to prevent them from falling into debt traps.
Codes
(a) Both A and R are true and R is the correct explanation of A
(b) Both A and R are true, but R is not the correct explanation of A
(c) A is true, but R is false
(d) A is false, but R is true

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