You work hard, but you will NEVER have your own apartment :(
77You work hard, but you will NEVER have an apartment
I am 25 years old, I work, I do not live off my parents, but I still do not have my own apartment. In this video, I tell a personal story that can be close to anyone born in the 90s or 2000s. Why do we - an entire generation - work, but cannot afford housing? Why is a salary of 60,000 not a path to an apartment, but a path to nowhere?
I will show real figures for housing prices in Moscow and the regions, explain how mortgages work in 2025, and why it is more like renting from a bank than real ownership. You will learn what alternatives there are (spoiler: garages and trailers are no longer a joke) and why even IT specialists and engineers in 2025 do not believe that they will be able to buy an apartment without someone's help.
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📉 Key points:
• Housing prices in Moscow in 2025 - from 275,000 rubles per m².
• The apartment costs 15 million, and you earn 60 thousand - a “real” mortgage?
• Why even a preferential mortgage is not a solution.
• Alternatives: garage, village, trailer. And why it’s not a joke anymore.
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📊 In this video you will learn:
• Why young people in Russia cannot save up for housing.
• How inflation, wages and mortgage rates are killing the dream of owning an apartment.
• Why loans are a trap, not a solution.
• What are the real ways to somehow improve your living conditions?
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🎯 The video is especially relevant for those who are looking for:
• stories from life about housing
• how to buy an apartment for a young person
• mortgage 2025
• real estate prices in Russia
• personal experience with mortgages
• no money for an apartment
• housing crisis 2025
• is it possible to get a mortgage without a down payment
• is it worth taking out a mortgage now
• alternative to an apartment in Russia
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Timecodes:
00:00 — Why I'm 25, I Work, But Still Live With My Parents
00:32 — Q&A video. Grab some tea, it's going to be hot
01:06 — Housing prices in Moscow: from 10 to 15 million for a two-room apartment
01:42 — Who was actually able to buy a home — only with the help of their parents
02:13 — How many years to save for an apartment without spending money — the calculation is shocking 02:45 — Why salaries are not keeping up with the cost per square meter
03:19 — Even an IT specialist won’t buy an apartment without support
03:52 — Mortgage = rent from the bank. Overpayment in millions
04:24 — Why loans are a trap, not a solution
04:58 - It's better to live with your parents than to be a slave to a mortgage
05:33 — Real wages vs. real inflation
06:07 — Who expects the collapse of the economy and the fall of the real estate market 06:37 — Housing in the USSR and today: comparison and truth
07:12 — Compromise: not an apartment, but a dacha or a village
07:44 - Without a place to live, you can't plan for the future.
08:16 — In the USSR they gave out apartments, but now there are loans and depression
08:48 — Alternative to an apartment: garages, trailers, containers
09:22 — A personal garage instead of an apartment is a real choice
09:53 — Moving to St. Petersburg is not a salvation, but it is slightly better than Moscow
10:27 - Young people with brains, but no chance of housing
11:00 — Answer to the main question: would I stay in Russia?▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬
#housing2025 #lifestory #mortgage #housinginmoscow #priceincrease #housingprices #howtosaveforanapartment #realestatecrisis #alternativetohousing #worklivewithparents
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Additional information:
This video is not an analysis with dry graphs, but a real story from life. I share my experience, fears, thoughts and observations. You will learn why apartments have become inaccessible even for those who work, are not lazy and try. This video is not only about real estate, it is the story of an entire generation that found itself beyond its dreams.
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