10 Reasons Why Insurance Is Complicated In EFT!

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In today’s insurance guide, we will be going through everything on insurance in EFT - how it works, how to think about it and whether it’s worth purchasing in patch 12.12 for your items. The decision to insure is more complex now than it ever has been in the past, because previously it never used to cost very much and players typically bought it no matter what.

However after the price was increased, it’s not as clear cut any more. To get the full value out of insurance you should be regularly insurance scamming your items and replacing them with gear from other players, because otherwise you run the risk of dying and having your items taken. This can be ok if it doesn’t happen too often, but these days there are several situations in which insurance is possibly costing you money rather than saving it!

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*****TIMESTAMPS*****
00:00:00 Intro
00:00:11 The Basics *SKIP IF YOU KNOW THIS*
00:02:26 Insurance Thought Process
00:03:24 Economic (Factors 1 - 2)
00:05:28 Chance of Being Looted (Factors 3 - 7)
00:08:38 Item Looting Considerations (Factors 8 - 10)
00:10:10 EXAMPLE 1: MP7 Reserve Loadout
00:13:36 EXAMPLE 2: MP155 Customs Setup Loadout
**************************

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