Some thoughts on Mobile App Security - is it FUD?

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Is lack of certificate pinning a severe vulnerability? Is this just fearmongering done for fame? Or is it a valid security issue? In this video I lay out my opinion about it and I'm looking for your input.

link to reddit thread: https://www.reddit.com/r/LiveOverflow/comments/7ijj3g/some_thoughts_on_mobile_app_security_is_it_fud/

https://media.ccc.de/v/33c3-7969-shut_up_and_take_my_money
https://www1.cs.fau.de/content/n26
https://www1.cs.fau.de/nomorp
http://www.sueddeutsche.de/digital/exklusiv-online-banking-apps-sind-anfaellig-fuer-hacker-1.3762624

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