Stablecoins a threat to Ripple xRapid or XRP?

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StableCoins what is a StableCoin? Why use a StableCoin? Is the StableCoin a threat to Ripple, xRapid and XRP? Is the StableCoin the best solution to replace FIAT Currency? Can StableCoin be embraced by the market as a payment option? There is an open ended question that doesn't seem to have a true answer - what keeps the StableCoin pegged to the FIAT currency in light of fluctuations and changes in the market and market sentiment?

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