Waitlisted for Instant Cash? Grant App Review
5The new Grant app is so popular that it had to create a waitlist for people wanting to sign up for the app. A waitlist...for instant cash advances. See the irony in that?
Sure it's from the same company behind the popular Kikoff credit building app, but waiting in line AND paying a $9.99 monthly fee? Let's duck past the bouncer to get an inside look at whether the Grant cash advance app is worth it.
If you've been stuck getting $20–$25 advances from other apps, Grant might look like a game changer. First-time users often qualify for $50 to $100, with some even starting as high as \$250. It doesn’t require a credit check, connects through Plaid, and works best for people with regular paychecks. But if you're a gig worker, there are some hidden hurdles you’ll need to watch out for.
🔵 *Typical first advance*: Around $79
🔵 *Monthly subscription*: $9.99—but may be optional
🔵 *Express fee*: $2 to $8 (standard delivery is free)
🔵 No credit check, no interest, no late fees
We dig into the fine print—like how to possibly skip the subscription, why there’s no way to change your repayment date, and what happens if you can’t pay the advance back. You’ll also learn the truth about Grant’s customer service (spoiler: it’s hit or miss), what users are saying in the reviews, and how this app stacks up to others we’ve tested.
Grant does not report to collections based on its current terms, but there’s more to the story if you’re considering revoking ACH access. Apps like this are evolving fast, and understanding how repayment and access work can help you avoid bigger problems.
Transparent and simple? Yes. But also slightly tricky if you don’t read the fine print.
Grant Cash Advance Review
0:31 – What Is Grant App?
1:01 – Cash Advance Limits & Eligibility
1:56 – Fees & Subscription Details
2:42 – Repayment Terms & Revoking ACH
3:13 – User Reviews & Complaints
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