Ghana Moves to License and Regulate Crypto Platforms Amid Growing
Africa
crypto adoption
Ghana moves to license crypto platforms with regulatory framework by September 2025 as 3M adults use digital currencies worth $3B annually.
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Anas Hassan
Crypto Journalist
Anas Hassan
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Anas is a crypto native journalist and SEO writer with over five years of writing experience covering blockchain, crypto, DeFi, and emerging tech.
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Last updated:
July 24, 2025
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Ghana’s central bank plans to finalize a comprehensive regulatory framework for crypto platforms and submit it to parliament by September 2025.
This marks a significant shift toward mainstream adoption of digital assets in West Africa’s second-largest economy.
According to a Bloomberg report, Bank of Ghana Governor Johnson Asiama announced the proposed legislation will enable the nation to license crypto platforms, boost cross-border trade, attract strategic investment, and collect crucial financial data currently missing from national accounts.
Ghana Crypto Adoption On The Rise.
The move addresses widespread cryptocurrency usage among Ghana’s 33 million population, where approximately 3 million adults already use digital currencies.
The regulatory push comes as Ghana’s cedi has experienced extreme volatility, rising 48% over the past year to become the world’s best-performing currency after dropping 25% in the preceding 12 months.
Asiama acknowledged authorities are “actually late in the game” as many economic...
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