Stock Investment is No Longer a Dream: Start with as Little as IDR 100K!
0Small Capital Investment in the Capital Market
Here are a few investment instruments you can try with a small amount of capital:
Mutual Funds: This is the most suitable option for beginners. You can start investing in mutual funds with as little as Rp10,000. Your money will be managed by a professional Investment Manager who will invest it in various instruments (stocks, bonds, etc.). This way, you don't have to worry about choosing stocks yourself.
Stocks: With the fractional share system and the convenience of online brokerage apps, buying stocks no longer requires a full lot (100 shares). Some brokers allow you to buy fractional shares, or even just one share at a very affordable price.
ETFs (Exchange Traded Funds): This is a combination of a mutual fund and a stock. You can buy them on the exchange just like stocks, but they are very affordable and already diversified. You can buy an ETF with capital starting from Rp100,000 to Rp200,000.
Why the "Must Have Big Capital" Mindset is No Longer Relevant
Easier Access: Various online investment applications are now available, allowing you to register and transact directly from your smartphone.
Increased Financial Literacy: The abundance of free education from the OJK, the Indonesia Stock Exchange, and various investment platforms makes understanding the capital market more accessible.
Pro-Small Investor Policies: The government and capital market authorities continue to encourage the participation of retail investors (small investors) with various policies that make it easier for them.
So, what are you waiting for? If you're interested, you can start by learning more about mutual funds or stocks. Many platforms provide simulations or demo accounts for risk-free learning.