How to change the hideous screen BEFORE logging in. The "Lock Screen" method only works if only ONE user account is set up, and not in a cooperate environment. Go to C:\ProgramData\Microsoft\Windows
Right click folder "SystemData", "Properties", take ownership, and give full access right to yourself AND SYSTEM. If you forget SYSTEM you may get a blank pre-login screen. Windows will correct the rights upon next reboot unless you forgot "SYSTEM".
Then go on to C:\ProgramData\Microsoft\Windows\SystemData\S-1-5-18\ReadOnly\LockScreen_Z
There are the "cached" backgound images. Right click each (usually only one), give yourself full access rights, and then delete it.
Then go to C:\Windows\Web\Screen
The img100.jpg is the one Windows 8.1 uses as template to create the background. Take ownership of the file, and rename it, I used the name img100x.jpg. I don't recommend deleting it.
Copy your own img100.jpg in there. It should be .jpg, 1920x1200.
Reboot.
Done.