How to Understand Your Credit Utilization Rate 2025?
Want to learn how to understand your credit utilization rate using Credit Karma? In this easy-to-follow tutorial, we’ll show you how to check your credit utilization percentage on Credit Karma’s website and explain why it’s so important for your credit score. Understanding your credit utilization helps you manage your credit wisely by keeping your balances low compared to your credit limits. We’ll guide you through how to find this key metric, interpret your utilization rate, and tips to improve it for better credit health.
Whether you’re new to credit or looking to boost your credit score, this video will help you use Credit Karma’s tools to monitor and manage your credit utilization rate effectively. Don’t forget, keeping your credit utilization below 30% is crucial for a strong credit profile.
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