Prebuild PC VS Custom Build PC, What's Better In 2021?

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PLEASE READ IF YOU DO NOT SPEAK ENGLISH AS I AM TYPING THE POINT OF WHAT I AM SAYING IN THIS VIDEO FOR YOU TO UNDERSTAND:
This is a video VLOG style to discuss the perks of buying a pre built computer VS building a computer.
It is okay to buy a pre built computer, I do live in the States and so we are fortunate to have really good electronic businesses, businesses that offer in store return periods and warranties that make it so that if your product goes bad, you can return it to the store.
I've been told by members here from different parts of the world that they are not so fortunate, my recommendation for you would be to look into any type of replacement plan the manufacture of your preference (Asus, MSI, Dell, HP, etc) has to offer. Some might not understand this analogy but it's like buying insurance on a car, you might not use it but if you get into a crash you will hope you have it.
Besides that you have to be intelligent in your research and budget, I've seen users share graphics cards they have purchased that have been literally more than this entire Alienware build I paid for. And it's not crazy because that is just how the market is. You are not stupid or dumb for paying what you paid, but just realize that it is okay to do your research on an alternative.
See if you really need to upgrade.
Ask yourself what the real end-game is. Are you trying to keep up with the latest and newest technology or are you seriously at a limit with what your monitor can do.
Speaking of monitor, I highly recommend that your monitor be the bottleneck that determines what type of CPU/GPU you need, it's clear many users here suffer from making this choice the other way around.
Ultimately if you are going to research, take it from any credible source, you all don't know me but in my own personal life I really use these tools as entertainment. So be it someone you personally know or a trusted Youtuber, just ensure that the recommendations you follow come from a source that understands your goals and your budget.
Thanks for watching.