STOP USING WRONG CREDIT CARDS India. - Don't use the wrong cards #ccgeeks #creditcards
3🚨Tired of thinking "Did I use the wrong Card" or kept using the unrewarding card for last 5-6 years?
✅ Well you only need 4 Credit Cards to leave that headache behind.
♥️Relevant video • Don't use the wrong credit cards for upto ...
⛳4-6 Lakhs per year. Will Cover All Categories without any extra spends. Check the video on if you have 20 mins for the explanation.
1⃣ Axis Airtel Credit Card - 🫢Eligibility: Literally everyone can have this without worrying about income. Take in #RuPay
👉Rs 8500 Saves Around 1000
Apply here : bitlii.cc/en/XQhN1s ( Now Get Rs 500 Amazon Voucher against Joining Fees)
🧲Mobile Recharge (Prepaid+WiFi+DTH) Rs 1000 per month - Save Rs 250 - 25% Cashback
🧲Electricity Bills/Water Bills/Gas & Other Utility Bills - Rs 2500 Per month - Save Rs 250 - 10% Cashback (Minus Convenience Charges)
🧲Zomato/Swiggy - For Food Delivery
Bigbasket - Fresh Veggies and Groceries - Rs 5000 per month - Save Rs 500 - 10%
🧲UPI - 1% Cashback with RuPay Variant
2⃣ Indusind Bank Easydiner Signature Credit Card - Rs 1999+GST. Apply for high Approval through this link bit.ly/Easydiner (Or get card which is offered and then apply for this)
🫢Eligibility Hack: If you can't apply directly you can apply for any other card of Indusind and then this one.
🧲Movies 2 Tickets upto Rs 400 per month. Can be used for One ticket as well.
🧲25% Discount on Easydiner and PVR/INOX (If your better half eats there)
3⃣ Regalia Gold Credit Card - For Travels/Hotel Bookings/Vouchers
🫢Eligibility: May not be issued directly as it needs 1L per month NET salary for govt employees and 1.75L for non govt employees or 18L ITR. Salary account holders with HDFC should definitely TRY.
Try Luck for LTF here : bitlii.cc/en/5lDlXL
🧲Hotels - 40RP per Rs 150 (Smartbuy)
🧲Flights - 20RP per Rs 150 (Smartbuy)
🧲Vouchers - 20RP per Rs 150 (Smartbuy)
🧲Base rewards for Jewelry, Insurance, Utilities and Education
🧲Fees wavier at Rs 4L (Generally issued FYF/LTF)
12 Domestic + 6 International Lounge Access
Accor Conversion - 2:1
1 Accor Point = ₹1.95 (As per present rates of €)
So 1000 RP = ₹950
Max 48000 accelerated RP can be generated in a year. That's ₹46k (approx) to be spent on 5 star hotels.
4⃣(a) SBI Cashback card - 5% on online and 1% on Offline Spends. Fee Wavier at 2L or
Better chances of Approval - bitlii.cc/en/1tTm0y8o49q
4⃣(b) HDFC Swiggy Card - 10% at Food ordering, Instamart, Dineout & Genie + 5% on Online Spends+1% on offline Spends) Presently offered LTF
Apply here - Touchwood for LTF - bit.ly/HDFCSwiggyLTF
🚨How much do you pay for Joining/Annual Charges?
Axis Airtel - Rs 500+GST (get Amazon GV Rs 500)
Indusind Easydiner - Rs 1999+GST (Easydiner Prime membership worth Rs 3550)
Regalia Gold - Rs 2500+GST (Get Voucher worth Rs 2500 if fees is paid)
SBI Cashback Card - Rs 999+GST
💤Using these cards will give you clarity on which card to use where without making your head spin...
#ccgeeks #creditcards #bestcreditcards #multiplecreditcards #cashback #hdfc #sbi #easydiner #sbi #swiggy #zomato #bigbasket
Here is the relevant video for everyone to understand and optimise.