Turn On Automatic Top Up on Your PayPal Debit Card
0Setting up automatic top-up on your PayPal debit card ensures that you never run into declined payments due to insufficient balance. This feature allows PayPal to automatically draw funds from a linked bank account or debit card whenever your PayPal balance doesn’t have enough money to complete a transaction. It’s especially useful for frequent users who want smoother checkout experiences, including for in-store purchases or online payments made with the PayPal Business Debit Mastercard.
To get started, open the PayPal mobile app and log into your account using your credentials. Once you’re in the app, go to the 'Wallet' tab located at the bottom of the screen. In the Wallet section, find and tap on your PayPal debit card. If you haven’t linked any funding source yet, you’ll need to do that first. Tap the 'Add' button and then select either a bank account or a debit card to link. You may need to verify the funding source by confirming a code or small deposit made by PayPal.
Once a funding source is linked, PayPal typically enables the automatic top-up feature by default. You can verify or modify this by viewing the card settings. Look for an option that refers to automatic funding or backup funding source. This setting will allow PayPal to withdraw money from your linked bank account or card when your PayPal balance is insufficient.
In some regions, including Europe, PayPal may top up your account in predefined increments—typically in multiples of five euros—based on your settings and local banking regulations. These settings can also be viewed or modified under the PayPal Business Debit Mastercard terms if you're using that specific card.
Remember, using automatic top-up doesn’t cost extra fees, but you should always check with your bank to confirm that they don’t charge for linked transactions.
Timestamps:
0:00 Introduction
0:09 Accessing PayPal Wallet
0:27 Linking a funding source
0:42 Enabling automatic top-up
1:00 Understanding top-up increments
1:09 Conclusion
Hashtags:
\#PayPal #PayPalCard #AutomaticTopUp #DigitalPayments #FinanceTips #PayPalBusiness #PayPalWallet #MoneyManagement #OnlineBanking
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