How to Place A Password Pin on Store Purchases on Xbox One (Ask Before Buying)
Press the Xbox Button: Press the Xbox button on your controller to open the Guide.
Navigate to "System": Use the left thumbstick to navigate to the "System" tab, which looks like a gear icon.
Select "Settings": Highlight and select "Settings" by pressing the "A" button.
Navigate to "Account": In the Settings menu, navigate to the "Account" tab.
Select "Sign-in, security & passkey": Under Account, choose "Sign-in, security & passkey."
Enter Your Account Password: If prompted, enter your Xbox Live account password to access the security settings.
Select "Change my sign-in & security preferences": Under the "Sign-in, security & passkey" menu, choose "Change my sign-in & security preferences."
Choose "Customize" under "Ask for my passkey": Scroll down and find the "Ask for my passkey" option. Select "Customize."
Choose When to Ask for the Passkey: You will be presented with different options for when to ask for your passkey. To set it up for store purchases, choose one of the following options:
"Every time" (This will ask for the passkey every time you make a purchase)
"Never" (This will disable the passkey for purchases)
"After 1 hour" (This will ask for the passkey once, and then you won't need it for any subsequent purchases within an hour)
Set a Passkey: If you haven't already set up a passkey, you will be prompted to create one. Choose a secure passkey (PIN) and confirm it.
Confirm Your Passkey: You'll be asked to confirm your passkey by entering it a second time.
Return to Home Screen: Once your passkey is set up, you can return to the Xbox Home screen.
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