Should You Take Illness Specific Coverage In Insurance? | ET Now | Business News

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With insurance companies offering niche covers for a host of diseases like cancer, diabetes, hypertension and most recently dengue, the question now is what exactly one should opt for and whether disease-specific covers make sense. Insurance policies that cover a single disease like cancer or heart ailment are becoming popular, given the high incidence rates of these ailments and the ensuing expensive treatment. These are seen to be replacing critical illness policies which were, typically, used to enhance the cover of a person who already had a standard health insurance policy. To help you navigate through this dilemma, we brought on board Naval Goel, Founder and CEO, Policyx.com.
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